Sep 22 2010

U.S. Health Insurance!

As an American national, we all understand the importance of a health insurance. With most of us finding it hard to make ends meet, we need some type of health insurance to take care of us if something should happen to us. Whether we purchase the health insurance on our own or get it from our existing employer, we need a good health insurance for ourselves and for the other members of our family.

Health Insurance has become very pricey; so much so many families are unable to afford them and many of us give more priority to our home mortgage, the food we eat everyday that we do not feel the urgency and importance of health insurances. It is not that many of us do not want a health insurance, but most of us feel that we do not have the requirement for them until something happens and we actually need one.

This is however a very wrong notion and one can get ill or need medical assistance at a very unlikely hour and if you do not have a health insurance, things could get dearer. With no health insurance to support you during your need, there could be a major loss sometimes even death if you are unable to take care of your medical expenses on your own. Charity care can be provided in some cases however; it is not an assurance that all and sundry would be entitled to get one. Even if you do get the Charity care, you would still require further assistance from another physician or medical facility – this could put you in a tight corner since, no other physician or medical facility would admit or administer treatment without health insurance. The United States needs to come up with a solution for a better health care system that works well for all and no citizen should be subject to suffering just because they do not have a health insurance. Something needs to be done soon to stop things from going downhill.

There has been a huge upheaval on the healthcare bill passed by the American President Obama and while there are many states which have gone against it, it has also brought out healthcare reforms to a national level where lot of devising is going on. It is hard but the truth that health care or health insurance has never been in the focus. There are many issues with the healthcare sector and lots more are popping up everyday, one just has to wait and watch and see what exactly the outcome of the reforms is for the US Healthcare System and Health Insurance.